In most cases, the monthly SSI or RSDI payment is less than the amount of the child’s monthly cost of care. However, in some instances, a child has excess funds at the end of the month, excluding lump-sum balances.

If there are any excess funds from regular monthly payments in a child’s portion of the pooled regional checking account at the end of the month, these excess funds are transferred into the child’s savings account. If the child does not already have a savings account, one is established for the child. The ending balance for each child’s portion of the pooled regional checking account every month should be zero.