For a child younger than 18 years old, an SSI lump sum that is six times more than the amount of the monthly SSI payment is placed in a dedicated account. This account can only be used for certain expenditures, such as:

• Education.
• Job training skills.
• Therapy or rehabilitation not covered by Medicaid.
• Other items and services approved by SSA.

The funds in the dedicated account do not count as a resource when SSA determines SSI eligibility. Once a dedicated account is established for a child, any subsequent past-due SSI benefits or subsequent SSI underpayment may be placed in the dedicated account if the funds are less than or equal to six times the child’s monthly SSI payment.

See 1577 Establishing a Dedicated Account Using a Supplemental Security Income (SSI) Lump Sum.

42 U.S.C.§1383(a)(2)(F)External Link

SSA POMS SI 01130.601External Link