Each year the caseworker must help a young adult enrolled in the Extended Foster Care program to obtain his or her own credit reports. According to the agreements with the three credit reporting agencies, DFPS may not conduct credit checks with young adults age 18 and older.

To assist the young adult, the caseworker refers the young adult to the Annual Credit Report website to request and obtain his or her credit report. This is the only website authorized to provide a free credit report.

If a credit report exists, the caseworker must review and explain how the young adult can dispute any inaccuracies, and document the discussion in the case record.

If the young adult refuses to request a credit report, the caseworker must document in the case file all efforts made to encourage the young adult to request a report.