The Division of Family and Children Services is self-insured to cover specific liabilities that occur as a direct result of fulfilling your role as a foster parent.

A foster parent is covered: 

• If a foster child is injured while in his or her care and a claim or lawsuit is initiated by the child’s parent or legal guardian 

• For incidental malpractice for failure to provide necessary medical care, therapy, dietary, or other required needs of the child • For personal injury claims including libel, slander, and false arrest (wrongful eviction or entry and alienation of the affections of the foster child from his or her parents) 

• For injury or damage caused by a foster child to others for whom the foster parent is responsible 

• If he or she breaches an oral or written contract entered in conjunction with his or her responsibilities as a foster parent